Backend Software Engineer

About Payscore

Payscore is automating income and identity verification for property managers and lenders. Every four seconds, someone looking for housing in the U.S. needs this verification, and the historic process is broken. The market is huge, and we are leveraging technology to make lives easier, not only for our customers but for their customers.

Payscore’s mission is to revolutionize the way income is used for underwriting decisions. We foster a workplace where integrity is the foundation, creativity drives innovation, and authenticity is celebrated. We dedicate ourselves to maintaining a respectful and inclusive environment. Open-mindedness and courage empower our team to push the boundaries of what’s possible. Together, we simplify and enhance the lives of our customers, partners, and teammates.

By aggregating the deposit history of applicants, we deliver the data and insight our customers need in minutes, rather than days or weeks. The process for applicants is easier than ever, allowing them to share a streamlined report in less than 5 minutes. Fast. Accurate. Easy.

We are a fully remote, globally distributed team hiring from anywhere within the US.

About You

At Payscore, we value curiosity, motivation, compassion, and lifelong learning. We are building a world-class team that embodies creative problem solving and continuous learning while exceeding performance expectations. Each team member strives to be self-motivated, responsible, and thorough, working collaboratively to drive progress and innovation. If you are passionate about technology and eager to make a real impact, we want to hear from you.

About The Role

We are seeking a motivated, goal-oriented software engineer to dive deep into backend development. You will design, build, and scale backend solutions that support and integrate with various property management and lending applications. Your role is pivotal in ensuring performance, security, and reliability for our customers. In this position, you'll have the opportunity to profoundly shape our engineering culture, service delivery, and outcomes.

Responsibilities

• Design, develop, and maintain backend systems for scalability and robustness.
• Optimize systems for reliability, speed, and stability with a focus on reusability.
• Improve code quality, unit testing, and code review.
• Collaborate with the frontend team to build and maintain APIs that support a seamless user experience.
• Ensure secure and efficient management of financial data with a focus on data security and privacy.
• Facilitate data exploration and insight from existing and new data sets.
• Evaluate and interpret data layers for risk assessment and optimization.
• Stay updated on industry trends and bring new ideas to the table.
• Be a proactive participant in fostering engineering culture and refining processes.
• Play a key role in the technological evolution of our rapidly growing startup.

Qualifications

• 3+ years of experience in developing and scaling backend software solutions.
• Proficiency in Ruby on Rails or similar backend frameworks.
• Clear and effective communication with both technical and non-technical team members.
• Comprehensive understanding of relational database design, querying, and optimization.
• Ability to write, test, launch, debug, and maintain production-quality code.
• Proficiency in system design, weighing trade-offs in scalability, reliability, performance, and maintainability.
• A strong desire and proven ability to cater to customer needs and address real-world problems.
• Ability to collaborate on overlapping areas of responsibility within the team and organization.

Benefits

• Fully remote company
• Unlimited PTO
• Stock option grants
• Full medical, dental, and vision benefits for you and your family/dependents
• 401(k)
• Quarterly, in-person company offsites at various locations across the US

Application Process

Our process includes four phases:

• An introductory call with a member of the engineering team.
• A technical interview with the engineering team.
• One on one meetings with our VP of Product and our CEO to discuss the company, get to know you, and ensure a culture fit.
• An onsite meeting to connect in person with members of the team.

Requirements

• Must be able to work in the USA
• Quarterly travel within the USA for in-person company offsites, paid for by the company
• Onsite interview meeting at the end of the application process

Job Type: Full-time

Pay: $110,000.00 - $140,000.00 per year

Benefits:

• 401(k)
• Dental insurance
• Flexible schedule
• Health insurance
• Paid time off
• Vision insurance

Compensation package:

• Stock options
• Yearly pay

Experience level:

• 3 years

Work Location: Remote